6 months to 10 years
Year-wise breakdown
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Work out how much your recurring deposit will be worth at maturity, with interest compounded quarterly the way banks calculate it.
6 months to 10 years
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Example: ₹5,000 a month for 5 years at 6.8% grows to about ₹3.57 lakh: ₹3 lakh deposited plus about ₹57,000 interest.
RDs give guaranteed returns with no market risk. SIPs in equity funds have historically earned more over 5+ years but can fall in the short term.
Yes, at your slab rate, with TDS like an FD.
Yes, usually with a 0.5–1% lower interest rate for the period it ran.
These figures are estimates for planning only and are not financial advice. Actual returns, rates and charges depend on your bank, fund or scheme. Check the latest rates before you invest or borrow.