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Estimated value
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Year-wise breakdown
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See how much your monthly SIP could grow to, how much of it is returns, and what it is worth after inflation.
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Example: ₹10,000 a month for 20 years at 12% grows to about ₹99.9 lakh. You invest ₹24 lakh; the rest is compounding.
| Monthly SIP | Years to ₹1 crore |
|---|---|
| ₹5,000 | ~26 years |
| ₹10,000 | ~21 years |
| ₹25,000 | ~14 years |
| ₹50,000 | ~10 years |
No. Mutual fund returns depend on the market. The calculator shows what happens at a steady rate; real returns go up and down.
Equity fund gains held over 12 months are long-term and taxed at 12.5% above ₹1.25 lakh a year. Short-term gains are taxed at 20%.
Yes, anytime, without penalty. Units already bought stay invested.
These figures are estimates for planning only and are not financial advice. Actual returns, rates and charges depend on your bank, fund or scheme. Check the latest rates before you invest or borrow.